Privacy Policy

Last Updated: July 18, 2026

Welcome to Expenso. We are committed to protecting your personal information and your right to privacy. If you have any questions or concerns about our policy, or our practices with regards to your personal information, please contact us.

1. Information We Collect

When you use the Expenso application, we collect the following types of information:

• Personal Information: Name, Email address, and Phone number (if provided) when you register for an account.
• Financial Data: Information about your expenses, budgets, grocery lists, and lending/borrowing (Udhar) transactions that you manually enter into the app.
• Device Data: Basic device information such as device model and OS version for analytical and debugging purposes.

2. How We Use Your Information

We use the information we collect or receive for the following purposes:

• To facilitate account creation and logon process.
• To provide and manage the core features of the app (syncing expenses, grocery lists, and Udhar data across your devices).
• To send administrative information to you, such as security alerts or password reset emails.
• To improve our application and user experience.

3. Data Storage and Security

Your financial data is securely stored on our servers to enable cloud synchronization. We implement industry-standard security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. We do not sell your personal or financial data to third parties.

4. Data Deletion

You have the right to request the deletion of your account and associated data. You can delete your account directly from within the Expenso app settings, or by contacting us. Upon deletion, all your financial records and personal data will be permanently removed from our active databases.

5. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by updating the "Last Updated" date of this Privacy Policy. You are advised to review this Privacy Policy periodically for any changes.